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If you're going to use a small-cap index like the Russell 2000, you could desire to stop briefly and think about why an excellent index fund business, like Lead, does not have any funds that follow it. The factor is due to the fact that it's a poor index.
I have not even dealt with the straw guy below yet, and that is the reality that it is relatively uncommon that you really have to pay either tax obligations or significant payments to rebalance anyway. Many intelligent financiers rebalance as much as possible in their tax-protected accounts.
And of course, nobody needs to be acquiring crammed common funds, ever. It's actually as well negative that IULs don't work.
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